185 0 obj The process begins when you submit a balance transfer application. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Pick a card that waives the balance transfer fee. You can then see what Android version youre on. Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor Auto-load is the same as auto top up. However, it may take up to 21 days in some cases. Myki Card | Buy or Top-up | Transport and Driving | Service Victoria How long does it take to process a balance transfer from another company? <>stream If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. For more information see Google Help and Support. Because the whole thing is fucked. 178 0 obj No. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. 0000006952 00000 n I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. What credit cards don't require a deposit? Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Whats the Difference between Business vs. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. How do I know if my balance transfer was approved? Posting by mobile so you can find it yourself ;-). Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Cincinnati Police Federal Credit Union Balance Transfers endstream This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. They contacted me, I did it online and they posted me a new card. 0000005223 00000 n Meticulous in his research, he provides accurate and up-to-date information. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. What are Your Rights as a Credit Card Holder? Youll need to complete a V/Line Passenger Refund Application Form. You may also receive a letter confirming the balance transfer. This will allow you to deactivate your Mobile myki. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. Myki myths 3: credit expires after 90 days - no it doesn't Any money on your card will be protected. endobj From the Transfer Funds To drop-down, select the credit card that will received the balance. -- Lee Huffman, credit card expert at BaldThoughts.com. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. If the card is unregistered you cannot recover the myki money. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. Get up to 5% cashback in rotating and newly added everyday categories. New comments cannot be posted and votes cannot be cast. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. 180 0 obj In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. How to Show Credit Worthiness without Credit? If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. You can register online, via the PTV app or call 1800 800 007 and registration is instant. A balance transfer does not happen automatically. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. I searched everywhere. In my experience touching on is quicker than validating a metcard. Know your existing credit card's interest rates, balances, and balance transfer limits. How to transfer your credit card balance - Citi.com Unregistered vehicle permit. To transfer Myki you need to deactivate the myki card and move to the new device. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Press question mark to learn the rest of the keyboard shortcuts. Check your old Myki cards - Daniel Bowen The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. I still don't understand why though - what is the technology required to do this? Add a travel card to Apple Wallet - Apple Support (AU) endobj I am only onto my second card because the first was lost. There are three ways to replace lost or stolen myki cards: 1. If you have Mobile myki you can set Auto Load via the Google Pay app. Myki travel cards 80 million dollars in lost money Victoria news You'll need to know the account number for your existing balance and how much you want to transfer. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. I know it's not possible to do it online. So I had a mobile MyKi with around $6.xx balance on it. 0000118590 00000 n . We'll block it and can arrange a refund to your new Mobile myki. FAX?! New comments cannot be posted and votes cannot be cast. Simply allow 24 hours for travel and transactions to appear. Pay down your credit card debt. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. What to Do If You Cant Get a Student Credit Card? Do I ever lose the money . Victoria's myki public transport card could be scrapped by end of 2023 Balance transfer fees may apply. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Wtf? Please note you cannot replace a lost or stolen myki at a premium station. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. What is the best credit card for fair or average credit? You can only have your Mobile myki active on one device at a time. Image what could have been done with a billion fucking dollars. Critics of 'hostile' Myki say Melbourne doesn't need a world-beating A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. They earn interest on it. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? A balance transfer can give you the flexibility to: Pay off high-interest balances What if my card is lost or stolen? While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. Update the app and try again. I was told that when I made a new card I would be able to transfer the money across. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. Im sure Myki could add this capability to their website if they cared to. How many level crossings could have been grade-separated with that money? Mobile myki is different to an existing myki card. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Only time I had to was when my original myki was expiring. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. A refund for an international payment card cannot be processed by the PTV call centre. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . 0000004362 00000 n How to pause your Myki or get your money refunded while you're stuck at What's Auto-load? Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". 186 0 obj Editorial and user-generated content is not provided, reviewed or endorsed by any company. The reason for that is because low interest rates for transfers are made to attract new customers. endstream On Friday Martin. I've got a new Myki in my Seniors package. We cant replace a lost or stolen unregistered myki. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Choose a card from the list or search by location or card name. Music:. endobj You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. A billion fucking dollars. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! <> If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. I realise this is not a life-changer, but there's a principle at stake. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Standard message rates apply. Tap Travel Card. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. Your first touch on creates a 2 hour fare. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. For more information, visit the V/Line website. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. You can use the ticket number to register your myki or if you require a refund. The easiest option is to call PTV on 1800 800 007. About Myki cards & Mobile Phone SIM cards - Tripadvisor Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. I realise this is not a life-changer, but there's a principle at stake. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? Your balance is protected from the time you tell us your myki is lost or stolen. Auto-load is the same as auto top up. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). %%EOF You need to submit a balance transfer application that is subject to approval. Always the last place you look lol. Tap Continue. Enter the amount of debt you want . Pay down this card's balance quickly to improve your credit. All myki smartcards expire after four years. Myki (/ m a. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. Licences. How does credit and credit cards work for students? Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). Can you transfer MyKi balance from one card to another? Card issuers often have balance transfer offers, sometimes with rates as low as 0%. Which I obviously don't have because it is lost. I found that other card with $19.90 on it. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. PDF myki FAQs - @RACV The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Can You Pay Your Taxes With a Credit Card? Learn more about auto top up. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Go to Settings > Connected devices > NFC. 182 0 obj Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. You would break even only after a year. 0000118233 00000 n Then he said he could order a replacement one to be posted to me. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Melbourne commuters to use their phones as a Myki, but only if they're When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. JavaScript must be enabled to use this site.We're sorry for any inconvenience. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Remember to top up with enough money to pay for your entire journey. Balance transfers usually go through in five to seven days, although they may take longer. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. We're looking to expand the number of card types available, so more passengers can use Mobile myki. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. EDIT; The card that I want to transfer FROM was lost and it was de-activated. 0000005683 00000 n The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Myki Q+A: Straight answers to your questions | Public Transport Users Try hovering the phone just above or near the reader, rather than touching the phone on the reader. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Sorry, the Seniors Card program cannot replace lost myki cards. All myki smartcards expire after four years. Whats the Difference between Business Line of Credit vs. Business Credit Card? Edited for typos. Register your myki - Public Transport Victoria You need to be connected to the internet to top up your Mobile myki. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . Step 4: Analyze Your Top Picks. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. Check your phone to make sure you're connected to WiFi or mobile data. Please note, balance transfer is not instantaneous. The cost would have been deducted from the balance at transfer. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. How do I get a refund for my Myki card? - Melbourne Forum endobj If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. But what if the amount is comparable to or less than the postage? <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Can someone explain why this isn't possible? A balance transfer lets you use a credit card to pay debt on another credit card. What are the best credit cards for bad credit with no deposit and instant use? Student passes and concession cards cant be replaced online or over the phone. What is the best low interest credit card? But is it possible to go to a ticket booth and have the person there do it? Yes, #Myki cards expire after four years - Daniel Bowen Enter your card number and other required information.4 You can register either when you buy your myki, or at a later date. The costs of a balance transfer. Photo: 10255185_880/Getty Images. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. WalletHub Answers is a free service that helps consumers access financial information. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. My old one is registered and everything with my account but there seems to be no way to import that one in. A non-centralised database/processing unit. Mobile myki Frequently asked questions - Public Transport Victoria Within the phone, go to Settings > System > About phone. Your balance is protected from the time you tell us your myki is lost or stolen. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Why Melbourne's public transport ticketing system myki may soon be No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. 187 0 obj If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. We recommend visiting the card issuers website for the most up-to-date information available. How Many Credit Cards Should a College Student Have? For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. 0000010193 00000 n Mobile myki will now be reactivated on your phone, with your account details the same as before. Save. How To Transfer A Credit Card Balance To Another Card. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. I know it's not possible to do it online. Myki - Wikipedia Top up myki | Service Victoria

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